The estimated annual cost for tuition, fees, room and board is $32,970. Although international students are not required to take the ACT or SAT, the Office of Undergraduate Admissions Services strongly recommends that students take one of these tests to possibly qualify for scholarship money.
Although federal financial aid is not available, some international students may be eligible for private loans. Harding University cannot guarantee part-time employment during academic year, nor during the summer months. In no case will a student be able to receive financial assistance from the University which will exceed actual tuition costs. Funds for room, board, books, clothing and miscellaneous expenses must come from some other source.
Estimated upon enrollment in 15 credit hours.
| Expense | Semester | Year |
| Tuition ($808 per hour) | $12,120 | $24,240 |
| Technology Fee | $324 | $648 |
| Standard Dorm Room | $2,230 | $4,460 |
| Standard Meal Plan (14 swipes per week + $275 Dining Dollars) | $2,060 | $4,120 |
| Total | $16,734 | $33,468 |
The school year consists of two semesters (about 4 1/2 months each), with the first semester beginning late in August and the second in January. Most students attend only these two semesters; however, the summer sessions begin in June and enable some students to acquire additional credit equivalent to about two-thirds of the coursework of a regular semester.
The International Students Services Office is required to have insurance on all International Students. We currently have a policy with Geo-Blue that covers most illnesses at 100%. It does not cover eye exams or dental exams unless there is a medical reason such as trauma to the eyes or mouth.
When you arrive, please visit the Office of International Student Services on the first floor of the Holland-Waller Center for enrollment assistance. The charge will be sent to the business office, and you will pay for it through your Harding account.
If you are an athlete, you are required to be enrolled in the International Insurance coverage. If you have any questions, please feel free to contact the Office of International Student Services.
